Need an appraisal in Westerville or Franklin County?

Here are the top 7 reasons OH homeowners call on Porter & Peck Appraisers:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Franklin county's assessment of your propertyvalue
  3. Remove PMI to lower your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a OH divorce, when real estate needs to be divided
  7. Settle an estate in OH by determining the true market value of property in question

Do you own a home in or near Westerville? Do you need help determining the price of your real estate?
Contact Porter & Peck Appraisers.

We at Porter & Peck Appraisers understand the unique needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Porter & Peck Appraisers are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experts in helping consumers just like you rid yourselves of undesirable PMI insurance.

Challenge Tax Assessment

Lets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Porter & Peck Appraisers is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Porter & Peck Appraisers can provide you with an expert appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would prefer to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.